Growth is exciting, but it can quietly starve a business of cash if it's funded the wrong way. 

This practical session walks Territory small business owners through how to fund equipment, vehicles, and growth without putting day-to-day cash flow at risk. 

Led by Vicki Birks, who spent many years at CBA & ANZ before moving into equipment finance, this session offers practical guidance from someone who's sat on both sides of the desk. Attendees will get a rare look at both sides of the equation - what banks are really assessing, and how to structure finance so it works for your business, not just the lender. 

You'll leave with a clear framework for deciding when to buy outright, when to finance, and how to avoid the common mistakes that slow growing businesses down.